New Jersey Seller Net Proceeds Calculator

Estimate New Jersey seller net proceeds after typical seller closing costs, including real estate commission, NJ Realty Transfer Fee (RTF), NJ Graduated Percent Fee (GPF) for sales over $1,000,000, and common seller-paid expenses.

What this calculator includes

Real estate commission (percent or flat fee, negotiable, but commonly between 4 and 5%)
NJ Realty Transfer Fee (RTF) (standard and partial exemption schedules)
NJ Graduated Percent Fee (GPF) for consideration over $1,000,000
Nonresident estimated tax (minimum 2% of consideration; optional gain-based estimate)
Common seller costs such as attorney fee, title/settlement fees, payoff, credits, and prorations

Sale details

Sale price (USD)Contract sale price / consideration.

Commission input typeChoose percent or a fixed dollar amount (optional).

Commission (%)Enter a percentage (leave blank if using flat fee).

Commission ($)Enter a flat amount (leave blank if using %).

New Jersey taxes and seller status

RTF exemption typeRTF rates can differ for partial exemptions.

Is the seller a New Jersey nonresident? Nonresident sellers may be required to remit estimated NJ tax at closing (minimum 2% of consideration).

Estimated taxable gain (optional) If provided, the estimate also considers a gain-based calculation; minimum 2% still applies.

Highest NJ rate (decimal, optional) Optional. If blank, a default highest rate is used internally for estimation.

Other seller costs (common)

Mortgage payoff ($)

Seller concessions / credits ($)

Attorney fee ($)

Title / settlement fees ($)

Repairs / home prep ($)

Property tax / HOA prorations (net) ($)Enter a positive number if it costs the seller (credit to buyer).

Other closing costs ($)

Estimated seller net proceeds (New Jersey)

Estimated net proceeds

Total estimated seller costs

Itemized estimate

The line items below are estimates based on what you entered. Your actual closing statement may differ.

Important notes & disclaimer

This calculator is an estimate. Actual settlement charges vary by county, property type, contract terms, and exemptions.
RTF is computed using published NJ schedules for standard and partial exemptions.
GPF applies for consideration over $1,000,000 using the current schedule (post–July 10, 2025).
Nonresident estimated tax rules may require a payment at closing; this tool applies a minimum of 2% of consideration, with an optional gain-based estimate.
Consult with your attorney, title company, or tax advisor regarding actual closing costs. This calculator provides an estimate based on the information that you have provided, and should not be relied upon for any decision making.

FAQ

New Jersey seller closing cost

What is net proceeds for a home seller?

Net proceeds are the amount a seller may receive after paying seller-side costs such as real estate commission, New Jersey transfer taxes/fees, mortgage payoff, title/settlement charges, attorney fees, credits, and prorations.

Does New Jersey have a realty transfer fee?

Yes. New Jersey imposes a Realty Transfer Fee (RTF) that is generally based on sale consideration and can vary by exemption status.

When does the NJ Graduated Percent Fee apply?

Under the current schedule, the NJ Graduated Percent Fee (GPF) applies to certain transfers with consideration over $1,000,000.

Do nonresident sellers pay an “exit tax” in New Jersey?

Nonresident sellers may be required to remit estimated New Jersey income tax at closing. This calculator applies a minimum of 2% of consideration, and if you enter an estimated gain it also computes a gain-based estimate.

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